Regardless of what line of work you are in, you have to prepare for the inevitable future of being retired. While that may seem like many years away, it will eventually become a more pressing matter. You may decide that you are the best person to handle your own finances, and SFR Advisory Group can certainly help you with that.

There are different types of superannuation funds, each with their own distinct features and advantages. SFR Advisory Group offer services for the following categories of superannuation.

Retail

These are accumulation funds open to anyone and are usually run by financial institutions and their financial planning networks. They give you access to a wide range of investments including wholesale managed funds and ASX listed shares.

Within retail superannuation, there are two popular super fund options, these being Master Trusts and Wraps. In a Master Trust, a trustee operates within the fund and holds client investments on their behalf. In Wraps, the investments are held under the client’s own name and all transactions are made through a cash account, providing full member transparency.

The advantages of retail super funds include:

  • Anyone can join
  • Large number of investment options to suit your preferences
  • They are accumulation funds that can be converted to pension funds
  • They are new breed low cost funds that mimic Self Managed Super Funds (SMSFs) for smaller balances

Industry Funds

Industry funds offer tailored services to members of a specific industry, although the larger industry super funds are open for anyone. They suggest that they are not-for-profit funds, which mean all profits are returned to members rather than to shareholders (recently this has not meant that they are always cheaper).

The advantages of having an industry super fund include:

  • Generally low costs, although some have high fees
  • All profits are put back into the fund for the benefit of members
  • Advice on Self Managed Super Funds for Perth customers

In-house experts readily on hand

The SFR Advisory Group provides clients with in-house expertise in relation to the establishment and management of your superannuation. With a small but dedicated team of SMSF accountants and strategists, we provide tailored advice for individuals in a variety of circumstances. Whether you are single, a couple, have a large family, employed, or running your own business, we can provide you with spot-on assistance with your SMSF. Perth clients choose us when they want professionalism and specialised services.

SFR Self Managed Super Fund Key Benefits:

  • Flat fee structure
  • No Platform or wrap fee
  • Access to Self Managed Super Fund (SMSF) accountants
  • In-house administration and management
  • All types of super pensions and strategies are covered
  • High compliance regime
  • Access to direct investments
  • Over 20 years experience in SMSF advice, management and administration
  • Advanced Estate Planning strategies
  • Advanced portfolio construction technical support
  • Online portfolio access/reporting
  • Access to discount stockbroking
  • Access to property management support
  • Compliance service option
  • Audit included in fee
  • Unlimited telephone support

Services

SFR Planners offers financial advice across the full spectrum of disciplines:

Financial Planning
Financial Planning
We offer high level financial advice & formulate recommendations that address the needs of each client’s unique situation to help make you financially independent.
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Taxation Advisers
Taxation Advisers
The SFR Advisory Group provides clients with in-house, full-service Accountancy expertise that delivers tax compliance and reporting services along with strategic advice that adds value to the client’s comprehensive financial plan.
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Australian Super
Australian Super
In Australia, retirement income is funded through a mix of personal savings, a government pension and superannuation (super).
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Aged Care & Centrelink
Aged Care & Centrelink
Aged care rules are complex, with forever changing rules & costs buried in fine print which can be quite distressing for you, including families whom just want the best with available funding.
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Property Investment Advisers
Property Investment Advisers
Buying a property can be one of the most stressful experiences anyone will ever face. There is a lot of responsibility that comes with this, not to mention a lot of your money being spent on it.
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Estate Planning
Estate Planning
Estate planning should take into consideration two major scenarios:
Death of a person;
Loss of legal capacity of a person
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Self Managed Investment Advisers
Self Managed Investment Advisers
Self-directed investing is the activity of individual investors trading stocks, property, bonds, funds, and other securities on their own behalf.
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SFR Mortgages
SFR Mortgages
Regardless of whether you are buying your first home, upgrading to your next home, buying an investment property, or refinancing an existing loan, SFR Advisory Group offers a range of financial services, home loan and mortgage advice to assist you.
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Request an appointment
Talk to one of our professionals about how our services can best assist you.
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Testimonials

  • We have been dealing with SFR ever since we had a super and we have dealt with Dean from the beginning. Our fund has done well, thanks in no small part to Dean’s contribution. We have now gotten them to keep all our books. Above all, we have now become friends and have mutual trust. We will certainly recommend his company.
    David G